Understand your life
Review family, income, debt, benefits, and goals.
Guidance for a protected life
Life insurance that stays with you when life changes.
Based in San Diego, California, Larisa helps you compare established insurers and choose personal, portable coverage with confidence.
Your own policy
Portable protection
Built around your family, budget, and goals.
Work benefit
Helpful, not always enough
May change when employment changes.
Independent broker
Compare multiple reputable companies.
Clear explanations
No pressure, no confusing jargon.
Personal protection
Coverage that can fit real life transitions.
A practical fact many people miss
Work life insurance can help, but it may not be a complete plan.
Employer coverage often depends on your job. If employment ends, the protection may end too, or become expensive to keep.
Larisa helps you understand what you already have and whether your own policy could make your protection more reliable.
What working together feels like
Thoughtful, knowledgeable, and straightforward.
Compare options
Look across coverage types and established companies.
Choose with clarity
Know what fits, what it costs, and who it protects.
Quick coverage check
Ask these before assuming you are fully covered.
- Would the policy continue if you changed jobs?
- Could premiums rise sharply if you tried to keep it?
- Would the benefit cover mortgage, childcare, debts, and income replacement?
- Does your spouse or partner have protection too?
Choice matters
Access to well established insurance companies.
As a broker, Larisa can help compare carriers instead of limiting the conversation to one company.
Carrier A
Carrier B
Carrier C
Carrier D
Carrier E
Carrier F
Start with one clear conversation
Protecting your family should feel understandable.
Bring your work benefits and questions. Larisa will help you see what is covered, what may be missing, and what next step makes sense.
Email Larisa
Call Larisa
Larisa.Planning@gmail.com ยท 858-381-0567